Accident

You cannot predict accidents. If an accident claims your life or renders you fully disabled for life, we got you covered.

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Find Out More About Accident

Coverage

Accident plan is a yearly renewable term plan. A lump sum coverage amount is payable if you pass away or suffer from Total Permanent Disability (TPD) due to accident, whichever happens first.

Fully Digital Claim

Average premium RM3/month for every RM100,000 coverage amount (varies according to age, gender and occupation). No additional fees will be charged.

Eligibility

Available to those aged 2 weeks old to 65 years old, and renewable up to 70 years old. You need to buy Death plan first in order to buy Accident plan.

Fully Digital Claim

You or Your nominee can claim by scanning face on our mobile app. Please refer to Accident Claim in FAQ for more information.

Please read these documents before you decide to take up this coverage plan.

Useful Links
Referral

Get Insured with DearTime

Download our app and buy insurance for yourself or friends with ease.

We offer life insurance products that are pure protection and easy to understand.

Medical bills increase by 10% every year. Put your mind at ease and focus on recovery while we take care of your medical bills.
You can rest in peace with adequate death coverage to support your family if the untoward happens.
Cancer hits 1 in 2 people. We cover you from 45 critical illnesses including the top 3 – cancer, stroke and heart attack.
You cannot predict accidents. If an accident claims your life or renders you fully disabled for life, we got you covered.
Becoming disabled may affect your everyday activities and livelihood. We cushion you from the changes you go through in the event of total permanent disability.

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